PolicyOnTips

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Privacy notice

This notice explains how information submitted through this term and life insurance enquiry page is handled.

Information we collect

Your full name, email address, city, mobile number, consent choice, OTP-verification status, and basic technical records needed to protect the service.

How we use it

To send and verify your WhatsApp OTP, respond to your enquiry, arrange term or life insurance contact, prevent misuse, maintain records, and meet applicable legal or regulatory duties.

Sharing and service providers

Information may be processed by WhatsApp/Meta for OTP delivery and shared with authorized service providers, insurers or their licensed representatives who help respond to your enquiry. They should use it only for the stated purpose and under appropriate safeguards.

Consent and your choices

By selecting the consent checkbox, you agree to contact by telephone, email, or WhatsApp about term and life insurance products and services. You may withdraw marketing consent at any time using the contact method provided by the representative who contacts you.

Retention and security

Information should be retained only for as long as needed for the enquiry, consent records, security, and legal obligations. Reasonable safeguards are used, but no internet service can guarantee absolute security.

Your rights

Subject to applicable law, you may ask for access, correction, deletion, or restriction of your personal information. Contact the organization or representative that provided this page to make a request.

Important information

Please read these points before submitting a term or life insurance enquiry.

Private service

This page is a private enquiry service. It is not an insurance company and does not issue policies. It is not affiliated with, endorsed by, or operated by any government department or statutory authority.

No advice or guarantee

Information on this page is general and does not constitute insurance, financial, tax, or legal advice. No cover, premium amount, claim outcome, tax outcome, or policy acceptance is promised or guaranteed.

Product terms

Premium, cover, eligibility, waiting periods, exclusions, and claim conditions depend on the insurer’s official policy documents, medical underwriting, and your circumstances. Read the policy wording and prospectus before deciding.

Enquiry only

Submitting this form or verifying your mobile number does not create a policy, cover, contract, or entitlement. Any application may require identity checks, medical underwriting, documentation, and separate acceptance by the insurer.

Safe use

Do not enter bank details, card information, passwords, or payment credentials on this enquiry page. Verify the identity and authorization of any representative before sharing additional information or making a payment.